Joanne Carsillo joined FBC Mortgage, LLC in 2015. Prior to joining FBC Mortgage, LLC Joanne worked in the mortgage business for over 25 years. She is proficient in all areas of the mortgage business but specializes in analyzing complex self-employed borrower scenarios, assessing warrantability of condominium projects, pre-underwriting an application, Foreign National Products, Conforming and FHA products and High Net Worth Borrowers with complex corporate structures. Joanne graduated from of NCSU, Raleigh, NC in 1985. She majored in business management and economics, Cum Laude. When not working to finance her clients homes you can find her cooking, gardening, working out and enjoying outdoor activities.

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Mortgage Resources

Your Mortgage Checklist

Your Mortgage Checklist

The paperwork required for a mortgage doesn’t have to overwhelm you. Putting together your mortgage checklist should be simple and…
Loan Process

Loan Process

What happens after pre-approval? Words like underwriting, insurance premiums, and closing begin to pop up in conversation, and you might…
Pre-Approval VS Pre-Qualification

Pre-Approval VS Pre-Qualification

Ever hear the adage of not looking at cars or wedding dresses you can’t afford to save you from heartbreak?…

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