For the last 24 years I have helped hundreds of families and individuals purchase and/or refinance their home. I’ve worked in the operations side of the Mortgage Industry (Compliance, Processing, and Underwriting Department) and eventually became a Mortgage Loan Officer. This has given me a unique perspective on what is truly required to structure a loan and assist you through the loan process. Whether you’re a first-time home buyer, an empty nester, looking to trade up, or simply wishing to lower your mortgage payment…. I can assist you. Together, we will evaluate your specific situation and discuss options that best meets your goals. I welcome the opportunity to speak with you about your purchasing and/or refinancing objectives. The financial aspects of home buying and/or refinancing can be stressful and overwhelming—but it does NOT have to be. I understand that, “It is not just a loan, It’s your HOME”

CA: DBO Finance Lenders Law License# 60DBO44688. DBO Residential Mortgage Lending Act License# 4131257. Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act.