For the last 24 years I have helped hundreds of families and individuals purchase and/or refinance their home. I’ve worked in the operations side of the Mortgage Industry (Compliance, Processing, and Underwriting Department) and eventually became a Mortgage Loan Officer. This has given me a unique perspective on what is truly required to structure a loan and assist you through the loan process. Whether you’re a first-time home buyer, an empty nester, looking to trade up, or simply wishing to lower your mortgage payment…. I can assist you. Together, we will evaluate your specific situation and discuss options that best meets your goals. I welcome the opportunity to speak with you about your purchasing and/or refinancing objectives. The financial aspects of home buying and/or refinancing can be stressful and overwhelming—but it does NOT have to be. I understand that, “It is not just a loan, It’s your HOME”

California – DBO Finance Lenders Law License #60DBO44688. DBO Residential Mortgage Lending Act License # 4131257. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act.

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Mortgage Resources

Your Mortgage Checklist

The paperwork required for a mortgage doesn’t have to overwhelm you. To help you organize the personal documents needed to obtain a home loan, we’ve put together a list of information that is typically required during the loan process.

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Loan Process

What happens after pre-approval? Words like underwriting, insurance premiums, and closing begin to pop up in conversation, and you might be wondering what all these terms mean. We’ll walk through them step by step.

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